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Wyoming Payday Loan

State Laws Applicable to the Payday Loan Industry:
Payday lending in Wyoming is regulated by the Wyoming Division of Banking. Lenders are required to be licensed with the state in order to issue check advance or payday loans to the public. Cash advance businesses are also required to clearly display all conditions surrounding the loan agreement including loan fees and loan terms. Consumers are given the option to cancel their payday loans within a 20 day period, in which time the lender must issue a full refund. Wyoming law allows borrowers to obtain a payday loan for a period up to 30 days; however, there is no cap placed on the amount that borrowers can obtain in payday loans funds. Wyoming law also does not specify the amount of payday advance loans a borrower can obtain at once. The APR (annual percentage rate) applied to a $100 loan issued for a 2-week period would be 780%, which is quite high even for the cash advance loan industry. It is advised that borrowers carefully calculate the overall costs of their payday loan, taking into account all additional fees and charges, before entering into a payday loan contract.

Cash Advance Loan Extensions:
Not allowed under Wyoming law.

Payday Loan Fees and Additional Charges:
Borrowers may be charged an interest fee of $30 or 20% of the loan principal, whichever amount is higher.

Cash Advance Directory


Company: Mister Pawn Shop
Street Address: 516 East Yellowstone Highway
City: Casper
State: WY
Zip: 82601
Phone: [307] 235-5626

Company: Mister Money Usa
Street Address: 516 East Yellowstone Highway
City: Casper
State: WY
Zip: 82601
Phone: [307] 235-5626

Company: Acsi Check Services
Street Address: 407 South 21
City: Cheyenne
State: WY
Zip: 82001
Phone: [307] 742-4340

Company: E Z Cash
Street Address: 1230 North Main Street
City: Sheridan
State: WY
Zip: 82801
Phone: [307] 673-7540

Company: Mister Money Usa
Street Address: 900 East Lincolnway
City: Cheyenne
State: WY
Zip: 82001
Phone: [307] 778-2883


Click here for more Wyoming cash advance companies.

Debt Management Directory


Company: Tax Break & Accounting
Street Address: 341 E E St Ste 165
City: Casper
State: WY
Zip: 82601
Phone: [307] 235-9995

Company: Amstar Mortgage Corp
Street Address: 504 S Durbin St
City: Casper
State: WY
Zip: 82601
Phone: [307] 234-6221

Company: Advance Cash Services Inc
Street Address: 408 W 17Th St
City: Cheyenne
State: WY
Zip: 82001
Phone: [307] 634-4432

Company: Ln Nielsen Co & Sa Nielsen
Street Address: 3607 Cherokee Rd
City: Cody
State: WY
Zip: 82414
Phone: [307] 527-5305

Company: H & R Block Inc
Street Address: 110 E 16Th St
City: Cheyenne
State: WY
Zip: 82001
Phone: [307] 638-9392


Click here for more Wyoming credit card debt management companies.
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