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Washington Payday Loan

State Laws Applicable to the Payday Loan Industry:
Check advance lending is authorized under Washington law; however, companies intending to issue payday loans must obtain a small loan endorsement to their standard check advance lending license. Payday loans borrowers in Washington can benefit from favorable loan amounts, loan periods, and loan conditions compared to other states around the nation. Borrowers can receive up to $700 in cash advance loan funds and can hold on to their loan for a loan period ranging between 31 to 45 days. Cash advance companies must clearly display their license, along with a listing of all charges and rates (including annual percentage rate) applied to loans issued by that company. A $100 loan issued in Washington for a period of 14 days will have an annual percentage rate (APR) of 390%, which is actually quite reasonable compared to other states around the nation.

Cash Advance Loan Extensions:
Renewals, rollovers and extensions are not permitted under Washington’s small loan law.

Payday Loan Fees and Additional Charges:
Payday loan interest rates are calculated as follows: $0 - $500 loan principal: 15% interest, $501 - $700 loan principal: 10% interest .

Cash Advance Directory


Company: B & I Check Cashing
Street Address: 8012 S Tacoma Way Ste 20
City: Lakewood
State: WA
Zip: 98499
Phone: [253] 584-2869

Company: Delaware Cheque Cashing
Street Address: 9211 Delridge Way Sw
City: Seattle
State: WA
Zip: 98106
Phone: [206] 763-3100

Company: Mister Payroll
Street Address: 313 E Wine Country Rd
City: Grandview
State: WA
Zip: 98930
Phone: [509] 882-1611

Company: United Cash Advance
Street Address: 1318 East Pike Street
City: Seattle
State: WA
Zip: 98122
Phone: [206] 328-0900

Company: Capital Advance Inc
Street Address: 902 E 1St St Ste A
City: Port Angeles
State: WA
Zip: 98362
Phone: [360] 565-1234


Click here for more Washington cash advance companies.

Debt Management Directory


Company: Compass Point Lending
Street Address: 2800 Northup Way
City: Bellevue
State: WA
Zip: 98004
Phone: [425] 732-6350

Company: Provident Capital Group Inc
Street Address: 1607 116Th Ave Ne Ste 103
City: Bellevue
State: WA
Zip: 98004
Phone: [425] 747-3630

Company: Concord Corporate Services Inc
Street Address: 1200 112Th Ne C160
City: Bellevue
State: WA
Zip: 98004
Phone: [425] 451-0308

Company: Americredit Mortgage Services
Street Address: 800 Bellevue Way Ne
City: Bellevue
State: WA
Zip: 98004
Phone: [425] 990-5586

Company: Settlement Professionals O
Street Address: 1750 112Th Ave Ne
City: Bellevue
State: WA
Zip: 98004
Phone: [425] 688-1886


Click here for more Washington credit card debt management companies.
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