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Virginia Payday Loan

State Laws Applicable to the Payday Loan Industry:
Check cash advance loans are permitted under Virginia law; however, both in-state and out-of-state payday loan businesses must be licensed to serve loans to residents of Virginia. Otherwise, Virginia’s payday loan laws are quite standard compared to other US states that authorize payday lending. Borrowers can obtain up to $500 in cash advance funds with a minimum loan period of 7 days. Furthermore, a $100 check advance loan issued for a period of 14 days would have a 390% annual percentage rate, which is actually quite reasonable compared to other states. Payday lenders must present a written loan agreement to borrowers outlining all rates and fees attached to the loan and highlighting the fact that cash advance loans are short-term loans that should be used for financial emergencies. Under Virginia law borrowers are only allowed to hold one payday advance loan at a given time. Finally, cash advance businesses are authorized to take civil action against clients that default on their loans or fail to pay off their loans for one reason or another.

Payday Loan Fees and Additional Charges:
Creditors may charge a 15% interest fee; therefore a $200 loan issued for a 2-week period would have an interest fee of $30. Borrowers may also be charged a $25 non-sufficient funds (NSF) fee.

Cash Advance Directory


Company: Checks Mate
Street Address: 10 Catoctin Cir Se
City: Leesburg
State: VA
Zip: 20175
Phone: [703] 777-6922

Company: Evergreen Services Inc
Street Address: 13738 Jefferson Davis Hwy
City: Woodbridge
State: VA
Zip: 22191
Phone: [703] 492-1525

Company: Check N Go Of Virginia Inc
Street Address: 4002 Prince George Dr
City: Prince George
State: VA
Zip: 23875
Phone: [804] 452-3441

Company: Check N Go Of Virginia Inc
Street Address: 898 J Clyde Morris Blvd
City: Newport News
State: VA
Zip: 23601
Phone: [757] 873-1600

Company: Check N Go Of Virginia Inc
Street Address: 1327A W Broad St
City: Waynesboro
State: VA
Zip: 22980
Phone: [540] 943-7123


Click here for more Virginia cash advance companies.

Debt Management Directory


Company: Provident Bank Of Maryland
Street Address: 43761 Parkhurst Plz
City: Ashburn
State: VA
Zip: 20147
Phone: [703] 726-2527

Company: Us Bank National Association
Street Address: 14430 Chntlly Crossing Ln
City: Chantilly
State: VA
Zip: 20151
Phone: [703] 378-5216

Company: U S Atm Services
Street Address: 5127 Westfields Blvd
City: Centreville
State: VA
Zip: 20120
Phone: [703] 263-0387

Company: City Mortgage Corporation
Street Address: 6763 Arthur Hills Dr
City: Gainesville
State: VA
Zip: 20155
Phone: [703] 743-5700

Company: Sterling Financial Partne
Street Address: 44355 Premier Plz
City: Ashburn
State: VA
Zip: 20147
Phone: [703] 726-1313


Click here for more Virginia credit card debt management companies.
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