Home » Payday Loan » Texas
First Name:
Last Name:
E-mail:
Yes
No
I'm currently employed or receive recurring income regularly
Yes
No
I make at least $1000/mo if employeed or $800/mo if on a fixed income

Texas Payday Loan

State Laws Applicable to the Payday Loan Industry:
Cash advance laws in Texas are much like the laws in most other US states. Payday loan companies must have a license to issue loans to the public; they are barred from practicing loan-splitting, whereby one loan is divided into two loans allowing creditors to benefit from two interest charges; and they must have a visible display of loan conditions, rates and additional charges whether the business is conducted in a psychical store location or an online payday loan website. Furthermore, Texas legislation does not provide a limit on the number of cash advance loans that a consumer can have at once, however, it does specify that the cumulative amount of these loans cannot exceed $500.

Maximum Cash Advance Loan Amount Issued:
Borrowers can obtain $100 to $350 in check advance funds.

Length of Payday Loan Term:
Payday loan terms can range from 7 to 31 days in Texas.

Cash Advance Loan Extensions:
Loan renewals/rollovers are not authorized under Texas law.

Payday Loan Fees and Additional Charges:
Payday lenders in Texas can charge a $10 finance fee on cash advance loans plus an interest rate of 48% per year.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
In Texas, a 309% annual percentage rate (APR) is attached to a $100 loan issued for a loan term of 14 days.

Cash Advance Directory


Company: Catalog Sales Of America
Street Address: 1001 Willow Springs Rd
City: Killeen
State: TX
Zip: 76549
Phone: [254] 501-9104

Company: Alamo Check Cashing
Street Address: 4050 Gus Thomasson Rd
City: Mesquite
State: TX
Zip: 75150
Phone: [972] 681-8000

Company: Pls Check Cashers Of Texa
Street Address: 780 E Centerville Rd
City: Garland
State: TX
Zip: 75041
Phone: [972] 926-6800

Company: Ace Cash Express Inc
Street Address: 1120 W Camp Wisdom Rd
City: Dallas
State: TX
Zip: 75232
Phone: [972] 224-8074

Company: First Cash Advance
Street Address: 3751 Main St 7000
City: Lewisville
State: TX
Zip: 75056
Phone: [469] 384-3142


Click here for more Texas cash advance companies.

Debt Management Directory


Company: Executive Home Mortgage Co
Street Address: 3624 Long Prairie Rd
City: Flower Mound
State: TX
Zip: 75022
Phone: [972] 550-1166

Company: Cotton Adams Financial Gr
Street Address: 1015 Rockefeller Ln
City: Allen
State: TX
Zip: 75002
Phone: [972] 359-1844

Company: Ge Commercial Dist Fin Corp
Street Address: 5080 Spectrum Dr 1100W
City: Addison
State: TX
Zip: 75001
Phone: [972] 458-5980

Company: Community Cred Union Sanm
Street Address: 105 W Bethany Dr
City: Allen
State: TX
Zip: 75013
Phone: [972] 359-7681

Company: Tennessee Tax Doctors Llc
Street Address: 14328 Marsh Ln
City: Addison
State: TX
Zip: 75001
Phone: [972] 406-9500


Click here for more Texas credit card debt management companies.
Want to add your business to our free cash advance and credit company directory? Click here to join our Texas payday directory!

payday loans up to $500

Payday Search

Find cash advance companies in your state.

Select your location:

Go!

Payday Loan Quotes

How much is your desired loan amount?
Free instant online cash advance quotes
No credit check or obligation
No fax & no teletrack loans - 100% online
Cash deposited directly into your account
Trustworthy and reliable personal loan lenders, guaranteed

payday lender directory