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Tennessee Payday Loan

State Laws Applicable to the Payday Loan Industry:
Tennessee is one in 25 US states that have established specific laws governing the payday cash advance industry. Check advance companies are required to be licensed with the state and must provide a written agreement to borrowers clearly describing all elements of the payday loan transaction including loans terms, rates, additional fees and repayment conditions. Tennessee law allows borrowers to have a maximum of 3 outstanding payday loans at a time, once the total amount of all three loans does not exceed $500.

Maximum Cash Advance Loan Amount Issued:
$500 is the maximum loan amount allowed under Tennessee law.

Length of Payday Loan Term:
Cash advance loans can extend up to 31 days in Tennessee.

Cash Advance Loan Extensions:
Borrowers are not permitted to rollover, renew or extend cash advance loans in Tennessee.

Payday Loan Fees and Additional Charges:
Payday loan businesses are authorized to charge a fee equal to 15% of the loan principal or $30, whichever amount is lower.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
APR on a 14-day, $100 check cash advance loan issued by a payday company in Tennessee would be 459%.

Cash Advance Directory


Company: Check Into Cash Of Tennesee
Street Address: 224B Thompson Ln
City: Nashville
State: TN
Zip: 37211
Phone: [615] 315-0333

Company: Checkmates Inc
Street Address: 1590 Oak Ridge Tpke 115
City: Oak Ridge
State: TN
Zip: 37830
Phone: [865] 483-5566

Company: Cash Express Llc
Street Address: 502 Clinch Ave
City: Clinton
State: TN
Zip: 37716
Phone: [865] 457-3625

Company: Main Street Cash Advance
Street Address: 33 Dixon Springs Hwy
City: Carthage
State: TN
Zip: 37030
Phone: [615] 735-2987

Company: Courtesy Check Cashing
Street Address: 1732 Jacksboro Pike
City: La Follette
State: TN
Zip: 37766
Phone: [423] 566-2220


Click here for more Tennessee cash advance companies.

Debt Management Directory


Company: Household Finance Corp
Street Address: 5344 Mount View Rd
City: Antioch
State: TN
Zip: 37013
Phone: [615] 731-5300

Company: First Franklin Financial Corp
Street Address: 320 Seven Springs Way
City: Brentwood
State: TN
Zip: 37027
Phone: [615] 372-7200

Company: Discovery Equity Advisors
Street Address: 1060 Wilshire Way
City: Brentwood
State: TN
Zip: 37027
Phone: [615] 376-8804

Company: Ponder & Co
Street Address: 10 Cadillac Dr Ste 440
City: Brentwood
State: TN
Zip: 37027
Phone: [615] 791-3870

Company: Tristar Bank
Street Address: 2318 Highway 96
City: Burns
State: TN
Zip: 37029
Phone: [615] 441-2966


Click here for more Tennessee credit card debt management companies.
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