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South Carolina Payday Loan

State Laws Applicable to the Payday Loan Industry:
Short-term payday loans are authorized under South Carolina’s legislation; however the cash advance industry is closely regulated to ensure the protection of both consumers and lenders. Check cash advance businesses are required to be licensed with the state and must disclose all fees, rates and loan conditions to borrowers before entering into a loan agreement. A borrower must be fully aware of the APR and additional charges included in the total amount loaned before a creditor can issue a payday loan. Finally, fast payday loan businesses in South Carolina are authorized to take legal action against any borrower whose check is denied due to NSF (non-sufficient funds), an inactive/closed checking account, or nonpayment.

Maximum Cash Advance Loan Amount Issued:
A borrower can request up to $300 in payday loan funds.

Length of Payday Loan Term:
Cash advance borrowers can obtain loans for a maximum period of 31 days.

Cash Advance Loan Extensions:
Extensions and loan renewals are not authorized under South Carolina law.

Payday Loan Fees and Additional Charges:
Payday loan stores are allowed to charge up to 15% of the loan principle in finance fees.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
In South Carolina, an APR of 459% would be attached to a $100 cash advance loan issued for a loan period of 14 days.

Cash Advance Directory


Company: Cash-O-Matic
Street Address: 582B Highway 1 S
City: Lugoff
State: SC
Zip: 29078
Phone: [803] 408-2600

Company: Post-A-Check Llc
Street Address: 6907 Calhoun Memorial Hwy
City: Easley
State: SC
Zip: 29640
Phone: [864] 306-2439

Company: Cash Advance
Street Address: 4723 Devine St
City: Columbia
State: SC
Zip: 29209
Phone: [803] 738-9425

Company: Palmetto Cash Express
Street Address: 232 W Boyce St
City: Manning
State: SC
Zip: 29102
Phone: [803] 435-0880

Company: Williams Cash Advance Service
Street Address: 108 E Dekalb St
City: Camden
State: SC
Zip: 29020
Phone: [803] 425-0052


Click here for more South Carolina cash advance companies.

Debt Management Directory


Company: S C Farm Bureau Credit Union
Street Address: 724 Knox Abbott Dr
City: Cayce
State: SC
Zip: 29033
Phone: [803] 796-6700

Company: Bank Of America Na
Street Address: 200 Dekalb St
City: Camden
State: SC
Zip: 29020
Phone: [803] 425-7275

Company: First Citizens Bank & Trust Co
Street Address: 129 N Pine St
City: Batesburg
State: SC
Zip: 29006
Phone: [803] 532-4462

Company: Check Into Cash Of Sc
Street Address: 252 W Columbia Ave
City: Batesburg
State: SC
Zip: 29006
Phone: [803] 532-4117

Company: Check Into Cash Of Sc
Street Address: 604 S Mill St
City: Manning
State: SC
Zip: 29102
Phone: [803] 435-0817


Click here for more South Carolina credit card debt management companies.
Want to add your business to our free cash advance and credit company directory? Click here to join our South Carolina payday directory!

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