First Name:
Last Name:
E-mail:
YesNo
 I'm currently employed or receive recurring income regularly
YesNo
 I make at least $1000/mo if employeed or $800/mo if on a fixed income

Rhode Island Payday Loan

State Laws Applicable to the Payday Loan Industry:
The check cash advance industry is administered by the Rhode Island Department of Business Regulation, which requires that payday loan businesses follow abide by specific regulations when conducting business with debtors. Specifically, payday lenders must provide a written contract to borrowers clearly outlining all loan terms and conditions, including all finance charges, the annual percentage rate, and the total dollar amount being borrowed. Consumers are permitted to have a maximum of three payday loans at a given time, once the cumulative total of these loans does not exceed $500.

Maximum Cash Advance Loan Amount Issued:
The maximum amount of check cash advance funds that a short-term loan borrower can obtain is $500.

Length of Payday Loan Term:
Payday advance loans can be issued for a minimum of 13 days.

Cash Advance Loan Extensions:
Only one payday loan renewal or rollover is allowed per borrower.

Payday Loan Fees and Additional Charges:
Payday advance lenders can charge no more than 15% in finance fees.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
Similar to a number of other US states, the APR in Rhode Island for a $100 cash advance loan distributed to a borrower for 2 weeks will be 390%.

Cash Advance Directory


Company: Ri Checkwriter Co
Street Address: 53 Ingraham Street
City: East Providence
State: RI
Zip: 02914
Phone: [401] 434-7830

Company: Ab A L Check Cashing Inc
Street Address: 100 Bernon
City: Woonsocket
State: RI
Zip: 02895
Phone: [401] 765-1180

Company: Checkpoint Check Cashing Service
Street Address: 455 Smith Street
City: Providence
State: RI
Zip: 02908
Phone: [401] 351-9440

Company: A B A L Check Cashing Inc
Street Address: 100 Bernon Street
City: Woonsocket
State: RI
Zip: 02895
Phone: [401] 765-1180

Company: F & E Check Protector Company
Street Address: 22 Rolfe Square
City: Cranston
State: RI
Zip: 02910
Phone: [401] 781-0222


Click here for more Rhode Island cash advance companies.

Debt Management Directory


Company: Straight Talk Mortgage Inc
Street Address: 5 Mechanic St
City: Hope Valley
State: RI
Zip: 02832
Phone: [401] 491-9400

Company: Sandra Cutting
Street Address: 24 Salt Pond Rd Ste D5
City: Wakefield
State: RI
Zip: 02879
Phone: [401] 789-7986

Company: Centreville Savings Bank
Street Address: 777 Tiogue Ave
City: Coventry
State: RI
Zip: 02816
Phone: [401] 821-4120

Company: Affordable Funding Corp
Street Address: 1525 Louisquisset Pike
City: Lincoln
State: RI
Zip: 02865
Phone: [401] 475-7400

Company: Banknewport
Street Address: 580 Thames St
City: Newport
State: RI
Zip: 02840
Phone: [401] 848-2338


Click here for more Rhode Island credit card debt management companies.
Want to add your business to our free cash advance and credit company directory? Click here to join our Rhode Island payday directory!

payday loans up to $500

Payday Search

Find cash advance companies in your state.

Select your location:

Go!

Payday Loan Quotes

How much is your desired loan amount?
Free instant online cash advance quotes
No credit check or obligation
No fax & no teletrack loans - 100% online
Cash deposited directly into your account
Trustworthy and reliable personal loan lenders, guaranteed

payday lender directory