Find Payday Loans in Oklahoma

State Laws Applicable to the Payday Loan Industry:
The Deferred Presentment Service Act presently governs the check cash advance industry in Oklahoma, requiring all payday companies to be licensed with the state. Consumers are allowed to have up to two payday loans at the same time and can be issued 5 loans consecutively. A 2-day cooling-off period is then required after a borrower has fully paid off the fifth loan. Furthermore, it is illegal for payday advance businesses to file criminal suite against consumers that default on their loans.

Maximum Cash Advance Loan Amount Issued:
Under Oklahoma law, cash advance businesses can distribute loans up to $500.

Length of Payday Loan Term:
Payday advance lenders may issue loans for a period of 12 to 45 days.

Cash Advance Loan Extensions:
Rollovers and renewals are not permitted under Oklahoma law.

Payday Loan Fees and Additional Charges:
Finance fees charged by cash advance lenders in Oklahoma are as follows: loans with a principal ranging from $0 to $300 will be charged a $15 fee per $100 of the loan value, loans with a principal ranging from $301 to $500 will be charged a $10 fee per $100 of the loan value.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
A $100 payday loan issued for 14 days will have an annual percentage rate of 390%.

Cash Advance Directory


Company: Mr Payroll Check Cashing
Street Address: 1815 N Highway 81
City: Duncan
State: OK
Zip: 73533
Phone: [580] 252-9222

Company: Loan Mart Of Oklahoma Inc
Street Address: 1322 N Kelly Ave
City: Edmond
State: OK
Zip: 73003
Phone: [405] 330-0602

Company: Check Into Cash Inc
Street Address: 12538 E 21St St
City: Tulsa
State: OK
Zip: 74129
Phone: [918] 437-5734

Company: Standard Credit Of Kingfisher Inc
Street Address: 121 North Main Street
City: Kingfisher
State: OK
Zip: 73750
Phone: [405] 375-6121

Company: Double D Investments Inc
Street Address: 1 Se 59Th St
City: Oklahoma City
State: OK
Zip: 73129
Phone: [405] 616-3777


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Debt Management Directory


Company: Lanny A Bates
Street Address: 333 E Etowah Rd
City: Noble
State: OK
Zip: 73068
Phone: [405] 872-9292

Company: Advance Amer Cash Advance Ctrs
Street Address: 512 W Main St
City: Norman
State: OK
Zip: 73069
Phone: [405] 364-3626

Company: Security Finance Corp Oklahoma
Street Address: 102 W Broadway St
City: Anadarko
State: OK
Zip: 73005
Phone: [405] 247-7414

Company: Farrell & Associates
Street Address: 428 W 15Th St
City: Edmond
State: OK
Zip: 73013
Phone: [405] 833-1769

Company: Chase Home Finance
Street Address: 201 N Bryant Ave Ste C
City: Edmond
State: OK
Zip: 73034
Phone: [405] 359-5756


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