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Ohio Payday Loan

State Laws Applicable to the Payday Loan Industry:
Ohio is indisputably one state in the US that stands out in the payday loan industry due to its favorable loan terms and low interest rates. All cash advance businesses must have a license with the state and are regulated under The Ohio Check Cashing Loan Act. Lenders must produce a written loan contract outlining all rates and fees that borrowers must agree to before a payday loan can be issued. Additionally, consumers are permitted to have only one check advance loan at a time.

Maximum Cash Advance Loan Amount Issued:
Consumers in Ohio can benefit from having access to one of the highest cash advance loan amounts in the nation. Ohio offers up to $800 in payday loan funds, while the majority of states throughout the nation only offer $500 on average.

Length of Payday Loan Term:
The maximum loan period offered in Ohio is 6 months.

Cash Advance Loan Extensions:
Consumers are not offered the option of renewing, refinancing, extending, or rolling over their payday loans.

Payday Loan Fees and Additional Charges:
Payday lenders may charge a maximum monthly interest rate of 15%.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
A 15% monthly interest rate or $15 interest charge converts into an APR of 390% on a $100 cash advance issued for a period of 14 days.

Cash Advance Directory


Company: Check Into Cash Of Ohio Llc
Street Address: 2436 W State St
City: Alliance
State: OH
Zip: 44601
Phone: [330] 829-9298

Company: Check Into Cash Of Ohio Llc
Street Address: 2145 Eastern Ave Frnt
City: Gallipolis
State: OH
Zip: 45631
Phone: [740] 446-7250

Company: Cw Management Corporation
Street Address: 3501 Mahoning Ave Nw
City: Warren
State: OH
Zip: 44483
Phone: [330] 847-7287

Company: Cashland Financial Services
Street Address: 11592 State Route 41
City: West Union
State: OH
Zip: 45693
Phone: [937] 544-7701

Company: Ohio Valley Check Cashing & Ln
Street Address: 204 W 2Nd St
City: Pomeroy
State: OH
Zip: 45769
Phone: [740] 992-0461


Click here for more Ohio cash advance companies.

Debt Management Directory


Company: Checksmart
Street Address: 7396 State Rd
City: Cleveland
State: OH
Zip: 44134
Phone: [440] 842-0333

Company: Total Mortgage Inc
Street Address: 34305 Solon Rd Ste 50
City: Solon
State: OH
Zip: 44139
Phone: [440] 248-6711

Company: U S Bank National Association
Street Address: 5384 Northfield Rd
City: Cleveland
State: OH
Zip: 44137
Phone: [216] 475-7376

Company: Fifth Third Bnk Nrthstern Ohio
Street Address: 6809 W 130Th St
City: Cleveland
State: OH
Zip: 44130
Phone: [440] 888-0001

Company: Bolanis Financial Plg Group
Street Address: 6100 Oak Tree Blvd
City: Cleveland
State: OH
Zip: 44131
Phone: [216] 524-0631


Click here for more Ohio credit card debt management companies.
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