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Nevada Payday Loan

State Laws Applicable to the Payday Loan Industry:
The check advance loan industry in Nevada is flourishing at the moment, with payday loans being a popular option to help consumers settle unexpected emergency expenses. The Nevada Financial Institutions Division regulates the payday loan industry in Nevada and ensures that the rights of both borrowers and creditors are protected. Nevada is one of the only states in the US that has placed very loose restrictions on the amount that consumers can borrow and the amount of rates and fees that can be charged by creditors. The number of outstanding cash advance loans that can be issued to a borrower at one time is not specified under Nevada law; however, creditors are authorized to charge a $25 fee for dishonored checks.

Maximum Cash Advance Loan Amount Issued:
Payday loan amounts are calculated based on a borrower’s monthly earnings. Lenders in Nevada can issue loans up to 25% of a borrower’s gross monthly income.

Length of Payday Loan Term:
Payday advance loan periods can extend up to 60 days.

Cash Advance Loan Extensions:
Consumers are allowed 4 rollovers on their payday loans.

Payday Loan Fees and Additional Charges:
There are no specific limitations or caps placed on the rates and fees that payday advance companies in Nevada can charge.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
The annual percentage rate applicable to check advance loans is not specified under Nevada law.

Cash Advance Directory


Company: Reno Check Exchange
Street Address: 1170 South Suite
City: Reno
State: NV
Zip: 89501
Phone: [775] 322-2131

Company: Kk Auto Title Loan & Check Advance
Street Address: 347 East Plumb Lane
City: Reno
State: NV
Zip: 89502
Phone: [775] 827-4123

Company: Quick Check
Street Address: 1047 West 4Th Street
City: Winnemucca
State: NV
Zip: 89445
Phone: [775] 623-1000

Company: Quiksilver Cash & Mail
Street Address: 1607 Vassar Street
City: Reno
State: NV
Zip: 89502
Phone: [775] 786-3333

Company: Quik Silver
Street Address: 1280 Terminal Way
City: Reno
State: NV
Zip: 89502
Phone: [775] 786-3333


Click here for more Nevada cash advance companies.

Debt Management Directory


Company: Morgan Financial Inc
Street Address: 4040 South East Ste 110
City: Las Vegas
State: NV
Zip: 89119
Phone: [702] 791-6966

Company: Avm Lending
Street Address: 6787 W Tropicana Ave
City: Las Vegas
State: NV
Zip: 89103
Phone: [702] 284-7130

Company: All American Home Mortgages
Street Address: 1004 Grammy Dr
City: Las Vegas
State: NV
Zip: 89145
Phone: [702] 897-2268

Company: Home Trend Realty
Street Address: 2902 Lake East Dr
City: Las Vegas
State: NV
Zip: 89117
Phone: [702] 360-8557

Company: Excel Lending
Street Address: 2685 S Rainbow Blvd Ste 1
City: Las Vegas
State: NV
Zip: 89146
Phone: [702] 851-9388


Click here for more Nevada credit card debt management companies.
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