First Name:
Last Name:
E-mail:
Yes
No
I'm currently employed or receive recurring income regularly
Yes
No
I make at least $1000/mo if employeed or $800/mo if on a fixed income

Louisiana Payday Loan

State Laws Applicable to the Payday Loan Industry:
The payday loan industry in Louisiana is regulated by the Louisiana Deferred Presentment and Small Loan Act, which requires check advance companies to be licensed with the state. Louisiana’s cash advance law allows payday lenders to charge a 36% fee to borrowers that have defaulted on their loan. The maximum number of payday advance loans that a consumer can take out at once is not specified under the Act.

Maximum Cash Advance Loan Amount Issued:
$350 is the maximum cash advance loan amount issued by lenders in Louisiana.

Length of Payday Loan Term:
Payday loans can be issued for a period up to thirty days.

Cash Advance Loan Extensions:
Rollovers or extensions on payday loans are not allowed; however, borrowers can pay 25 percent of the face value of the loan plus fees and begin a new cash advance loan agreement.

Payday Loan Fees and Additional Charges:
Payday loan companies may charge the greater amount of either 16.75% of the loan’s value or $45 in interest fees. However, after default, borrowers are subject to increased rates and fees.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
In Louisiana, a $100 check advance loans with a 2-week loan period will have an annual percentage rate (APR) of 650%.

Cash Advance Directory


Company: Express Check Advance
Street Address: 4508 Coliseum Blvd
City: Alexandria
State: LA
Zip: 71303
Phone: [318] 441-1077

Company: Express Check Advance
Street Address: 1002 Jefferson Ter
City: New Iberia
State: LA
Zip: 70560
Phone: [337] 369-9223

Company: Mr Payroll
Street Address: 1339 Se Evangeline Trwy
City: Lafayette
State: LA
Zip: 70501
Phone: [337] 261-0420

Company: Ace Cash Express Inc
Street Address: 3802 Jewella Ave
City: Shreveport
State: LA
Zip: 71109
Phone: [318] 635-0606

Company: Easy Money Of Virginia Inc
Street Address: 1102 E Admiral Doyle Dr 5
City: New Iberia
State: LA
Zip: 70560
Phone: [337] 365-9020


Click here for more Louisiana cash advance companies.

Debt Management Directory


Company: Chase Bank
Street Address: 4545 Veterans Mem Blvd
City: Metairie
State: LA
Zip: 70006
Phone: [504] 456-7710

Company: Full Spectrum Lending Inc
Street Address: 3330 W Esplanade Ave S
City: Metairie
State: LA
Zip: 70002
Phone: [504] 830-2960

Company: Kelvin Johnson
Street Address: 9031 Airline Dr
City: Metairie
State: LA
Zip: 70003
Phone: [504] 469-7716

Company: First American Bank & Trust
Street Address: 13355 Highway 90
City: Boutte
State: LA
Zip: 70039
Phone: [985] 785-8901

Company: Income Tax Return Service
Street Address: 3513 43Rd St
City: Metairie
State: LA
Zip: 70001
Phone: [504] 833-1884


Click here for more Louisiana credit card debt management companies.
Want to add your business to our free cash advance and credit company directory? Click here to join our Louisiana payday directory!

payday loans up to $500

Payday Search

Find cash advance companies in your state.

Select your location:

Go!

Payday Loan Quotes

How much is your desired loan amount?
Free instant online cash advance quotes
No credit check or obligation
No fax & no teletrack loans - 100% online
Cash deposited directly into your account
Trustworthy and reliable personal loan lenders, guaranteed

payday lender directory