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Kentucky Payday Loan

State Laws Applicable to the Payday Loan Industry:
Kentucky legislature requires all check cash advance companies and lenders to be licensed with the state. A cash advance business is also required to disclose all fees and charges in a written statement, which the borrower must agree to. Cash advance companies are prohibited from resorting to criminal prosecution against defaulting borrowers. Borrowers in Kentucky are allowed to have two payday loans at once; however, the total amount of these loans cannot surpass $500.

Maximum Cash Advance Loan Amount Issued:
Consumers can obtain a maximum cash advance loan amount of $500.

Length of Payday Loan Term:
Kentucky law allows payday lenders to offer loan period from 14 to 60 days.

Cash Advance Loan Extensions:
Extensions or renewals on payday loans are prohibited in Kentucky.

Payday Loan Fees and Additional Charges:
Check advance companies can charge a $15 maximum fee on a $100 loan.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
The annual percentage rate on a $100 cash advance loan with a 14-day loan period is 459%.

Cash Advance Directory


Company: Speedy Cash
Street Address: 3921 N Mayo Trl
City: Pikeville
State: KY
Zip: 41501
Phone: [606] 437-9100

Company: Easy Cash Inc
Street Address: 9200 S Us Highway 25
City: Corbin
State: KY
Zip: 40701
Phone: [606] 526-9377

Company: Caseys Inc
Street Address: 100 W Everly Bros Blvd
City: Central City
State: KY
Zip: 42330
Phone: [270] 757-0588

Company: Check Casher/All Checks Cashed
Street Address: 7200 Preston Hwy
City: Louisville
State: KY
Zip: 40219
Phone: [502] 969-4024

Company: Check Express
Street Address: 1115 Jamestown St Ste 2
City: Columbia
State: KY
Zip: 42728
Phone: [270] 384-0117


Click here for more Kentucky cash advance companies.

Debt Management Directory


Company: Mr Pay Day Of Milton
Street Address: 12911 Highway 421 N
City: Milton
State: KY
Zip: 40045
Phone: [502] 268-0096

Company: Hbnc Inc
Street Address: 3393 Burkland Blvd
City: Shepherdsville
State: KY
Zip: 40165
Phone: [502] 957-7787

Company: Bedford Loan & Deposit Bank
Street Address: 943 Pendleton Rd
City: Pendleton
State: KY
Zip: 40055
Phone: [502] 743-5179

Company: Bf Capital Inc
Street Address: 333 E Main St Ste 310
City: Louisville
State: KY
Zip: 40202
Phone: [502] 587-1860

Company: Tmg Real Estate Fincl Svcs Llc
Street Address: 301 E Main St Ste 100
City: Louisville
State: KY
Zip: 40202
Phone: [502] 627-1900


Click here for more Kentucky credit card debt management companies.
Want to add your business to our free cash advance and credit company directory? Click here to join our Kentucky payday directory!

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