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Illinois Payday Loan

State Laws Applicable to the Payday Loan Industry:
The Payday Loan Reform Act governs the cash advance industry in Illinois. Borrowers are protected under this Act from facing criminal suits due to unsettled cash advance loans and from absorbing legal fees. Consumers are authorized to have two payday loans at the same time with a maximum loan term of 45 days on each. However, after the 45-day loan term has ended, borrowers must wait seven days before applying for a new payday loan.

Maximum Cash Advance Loan Amount Issued:
Consumers can receive a maximum loan amount of $1,000 or 25% of the borrower’s monthly earnings, whichever amount is lower.

Length of Payday Loan Term:
Borrowers are allowed to have a maximum loan term of 45 days.

Cash Advance Loan Extensions:
Illinois law prohibits rollovers on cash advance loans.

Payday Loan Fees and Additional Charges:
Check advance lenders can charge a maximum interest rate charge of $15.50 on a $100 payday loan with a 14-day loan term.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
A $100 cash advance loan with a 14-day loan term has an annual percentage rate of 403%.

Cash Advance Directory


Company: Check N Go Of Illinois Inc
Street Address: 2034 N Richmond Rd
City: Mchenry
State: IL
Zip: 60050
Phone: [815] 344-8822

Company: Chicago Financial Enterprise
Street Address: 1621 E 55Th St
City: Chicago
State: IL
Zip: 60615
Phone: [773] 752-5034

Company: Grand-Hamlin Currency Exchange
Street Address: 3746 W Grand Ave
City: Chicago
State: IL
Zip: 60651
Phone: [773] 235-8802

Company: Checks For Cash Inc
Street Address: 2949 11Th St
City: Rockford
State: IL
Zip: 61109
Phone: [815] 229-0000

Company: Multi Marts Corp Inc
Street Address: 1711 E Oakton St
City: Des Plaines
State: IL
Zip: 60018
Phone: [847] 803-0826


Click here for more Illinois cash advance companies.

Debt Management Directory


Company: Chase Bank
Street Address: 1250 Village Dr
City: Arlington Heights
State: IL
Zip: 60004
Phone: [312] 732-4000

Company: Majestic Mortgage Corporation
Street Address: 1855 Rohlwing Rd Ste E
City: Rolling Meadows
State: IL
Zip: 60008
Phone: [847] 797-2233

Company: National Machine Tl Fincl Corp
Street Address: 80 Gordon St
City: Elk Grove Village
State: IL
Zip: 60007
Phone: [847] 228-7779

Company: Central Credit Corp
Street Address: 25179 W Il Route 173
City: Antioch
State: IL
Zip: 60002
Phone: [847] 471-5060

Company: Thorpe Tax Service Inc
Street Address: 515 E Golf Rd Ste 105
City: Arlington Heights
State: IL
Zip: 60005
Phone: [847] 437-4555


Click here for more Illinois credit card debt management companies.
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