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Idaho Payday Loan

State Laws Applicable to the Payday Loan Industry:
Payday loans are authorized under Idaho’s small loans legislation. Check advance companies and lenders are required to enter into a written contract with consumers when issuing loans. This contract must also include the phone number for the Idaho Department of Finance. Payday loan companies and lenders must reveal all information to borrowers, including loan rates and additional charges, which must also be clearly displayed in the payday loan store or on the company’s website. Furthermore, payday loan businesses can attach any interest rates or finance charges that borrowers are willing to accept.

Maximum Cash Advance Loan Amount Issued:
Consumers can receive up to $1000 in cash advance funds.

Length of Payday Loan Term:
A maximum payday loan term is not specified under Idaho law.

Cash Advance Loan Extensions:
Borrowers are allowed to have 3 renewals or extensions on cash advance loans.

Payday Loan Fees and Additional Charges:
There is no cap placed on the amount of charges or fees that a payday loan business in Idaho can attach to short-term loans issued.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
There is no specified APR limit or cap placed on payday loans in Idaho.

Cash Advance Directory


Company: North Idaho Credit - Check Management
Street Address: 1919 North 3Rd Street
City: Coeur D Alene
State: ID
Zip: 83814
Phone: [208] 667-2273

Company: Moneytree Inc
Street Address: 815 Caldwell Blvd
City: Nampa
State: ID
Zip: 83651
Phone: [208] 465-6669

Company: Check N Go
Street Address: 5865 Glenwood Street Suite B
City: Garden City
State: ID
Zip: 83714
Phone: [208] 376-7800

Company: U S A Cash Stores
Street Address: 1565 Yellowstone Ave
City: Pocatello
State: ID
Zip: 83201
Phone: [208] 238-7722

Company: Xpress Cash
Street Address: 780 West Broadway Street
City: Idaho Falls
State: ID
Zip: 83402
Phone: [208] 542-0006


Click here for more Idaho cash advance companies.

Debt Management Directory


Company: Moneytree Inc
Street Address: 1517 Blue Lakes Blvd N
City: Twin Falls
State: ID
Zip: 83301
Phone: [208] 735-6669

Company: Citifinancial Credit Company
Street Address: 396 Yellowstone Ave
City: Pocatello
State: ID
Zip: 83201
Phone: [208] 233-7550

Company: Priority Mortgage
Street Address: 160 Main St
City: Filer
State: ID
Zip: 83328
Phone: [208] 734-7700

Company: Mortgage One Llc
Street Address: 209 Nw Main St
City: Blackfoot
State: ID
Zip: 83221
Phone: [208] 785-1855

Company: Larsen Financial
Street Address: 1422 Spaulding Ln
City: Pocatello
State: ID
Zip: 83201
Phone: [208] 237-6695


Click here for more Idaho credit card debt management companies.
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