First Name:
Last Name:
E-mail:
YesNo
 I'm currently employed or receive recurring income regularly
YesNo
 I make at least $1000/mo if employeed or $800/mo if on a fixed income

Florida Payday Loan

State Laws Applicable to the Payday Loan Industry:
Borrowers in Florida can only borrow one payday loan at a time. Florida legislation has placed a 10% cap on cash advance interest rates, which is quite low compared to other states throughout the nation. If a consumer fails to pay off a cash advance loan by the deadline date, lenders must provide a grace period of 60 days. During this extended period, borrowers must enter into a personalized repayment plan with the payday loan company and must also go to credit counseling classes.

Maximum Cash Advance Loan Amount Issued:
Consumers can borrow up to $500 in check advance funds.

Length of Payday Loan Term:
Borrowers typically offer loan terms between 7 and 31 days.

Cash Advance Loan Extensions:
Rollovers or extensions on cash advance loans are prohibited under Florida law.

Payday Loan Fees and Additional Charges:
Payday loan companies and lenders can charge a maximum finance fee of 10% of the loan’s face value plus verification fees. The finance charge for a $100 payday loan with a 2-week loan term is $15.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
In Florida, lenders may charge an annual percentage rate of 390% for a 2-week, $100 cash advance loan.

Cash Advance Directory


Company: Broward Check Cashing Store
Street Address: 1655 S State Road 7
City: Pompano Beach
State: FL
Zip: 33068
Phone: [954] 968-1942

Company: Easy Checks Cashed
Street Address: 8238 Nw 103Rd St
City: Hialeah
State: FL
Zip: 33016
Phone: [305] 827-7692

Company: Flamingo Liquors 4 Inc
Street Address: 3101 W Broward Blvd
City: Fort Lauderdale
State: FL
Zip: 33312
Phone: [954] 581-6864

Company: Good Money Check Cashing
Street Address: 1544 W 49Th St
City: Hialeah
State: FL
Zip: 33012
Phone: [305] 822-4455

Company: Advance Amer Cash Advance Ctrs
Street Address: 619 W 23Rd St
City: Panama City
State: FL
Zip: 32405
Phone: [850] 873-6162


Click here for more Florida cash advance companies.

Debt Management Directory


Company: Countrywide Home Loans Inc
Street Address: 811 S 8Th St
City: Fernandina Beach
State: FL
Zip: 32034
Phone: [904] 277-7871

Company: Americas Mortgage Broker Inc
Street Address: 2022 Carnes St Ste 2
City: Orange Park
State: FL
Zip: 32073
Phone: [904] 269-1742

Company: Harris Blair Tyler Investments
Street Address: 449672 Us Highway 301
City: Callahan
State: FL
Zip: 32011
Phone: [904] 879-6336

Company: Capital City Bank
Street Address: 814 Suwannee Ave Nw
City: Branford
State: FL
Zip: 32008
Phone: [386] 935-1112

Company: Tax Reduction Specialists
Street Address: 2517 Crooked Creek Pt
City: Middleburg
State: FL
Zip: 32068
Phone: [904] 282-9880


Click here for more Florida credit card debt management companies.
Want to add your business to our free cash advance and credit company directory? Click here to join our Florida payday directory!

payday loans up to $500

Payday Search

Find cash advance companies in your state.

Select your location:

Go!

Payday Loan Quotes

How much is your desired loan amount?
Free instant online cash advance quotes
No credit check or obligation
No fax & no teletrack loans - 100% online
Cash deposited directly into your account
Trustworthy and reliable personal loan lenders, guaranteed

payday lender directory