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California Payday Loan

State Laws Applicable to the Payday Loan Industry:
Under California law, payday lenders are allowed to authorize check advance loans based on a borrower’s checking account with triple-digit interest rates. In order to be issued a payday loan, borrowers must provide a post-dated check to a lender who must hold the check for 30 days before depositing it. Furthermore, California law prohibits cash advance companies from taking legal action against a borrower.

Maximum Cash Advance Loan Amount Issued:
The maximum amount of cash advance funds a borrower can receive is $300.

Length of Payday Loan Term:
Payday loan terms can extend up to 30 days in California.

Cash Advance Loan Extensions:
Cash advance loan extensions and rollovers are not permitted in California.

Payday Loan Fees and Additional Charges:
Payday lenders in California can charge a maximum rate of 15% of the loan’s face value.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
Under California law, a $100 loan with a two-week loan term has an annual percentage rate of 459%.

Cash Advance Directory


Company: Ace Cash Express Inc
Street Address: 2134 W Sunset Blvd
City: Los Angeles
State: CA
Zip: 90026
Phone: [213] 413-4099

Company: Jesschex Corporation
Street Address: 2400 E 1St St
City: Los Angeles
State: CA
Zip: 90033
Phone: [323] 526-4213

Company: Northeast Food Stamp C
Street Address: 2426 N Broadway
City: Los Angeles
State: CA
Zip: 90031
Phone: [323] 276-0438

Company: Ace Cash Express Inc
Street Address: 3025 N Broadway
City: Los Angeles
State: CA
Zip: 90031
Phone: [323] 223-7487

Company: Monetary Management Of Ca Inc
Street Address: 4481 Hollywood Blvd
City: Los Angeles
State: CA
Zip: 90027
Phone: [323] 667-1010


Click here for more California cash advance companies.

Debt Management Directory


Company: Us Bank National Association
Street Address: 12100 Wilshire Blvd
City: Los Angeles
State: CA
Zip: 90025
Phone: [310] 394-9611

Company: Bbh Mortgage
Street Address: 12100 Wilshire Blvd
City: Los Angeles
State: CA
Zip: 90025
Phone: [818] 663-8697

Company: Budget Finance Co
Street Address: 1849 Sawtelle Blvd
City: Los Angeles
State: CA
Zip: 90025
Phone: [310] 696-4050

Company: World Class Mortgage
Street Address: 1849 Sawtelle Blvd
City: Los Angeles
State: CA
Zip: 90025
Phone: [310] 477-9764

Company: H & R Block Inc
Street Address: 2101 Westwood Blvd
City: Los Angeles
State: CA
Zip: 90025
Phone: [310] 475-0042


Click here for more California credit card debt management companies.
Want to add your business to our free cash advance and credit company directory? Click here to join our California payday directory!

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