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Arkansas Payday Loan

State Laws Applicable to the Payday Loan Industry:
Usury laws in Arkansas prohibit cash advance lenders from charging consumers with triple-digit rates. Single payment loans, such as cash advance loans, are allowed as long as there is a check held by the lender. Payday loan borrowers are not allowed to have more than one cash advance loan at a time, however, a borrower can apply for a second loan within 72 hours of paying off their first check cash advance loan. Check cash advance companies and lenders are prohibited from taking legal action against borrowers unless a check was denied due to an active account or the borrower stopped payment.

Maximum Cash Advance Loan Amount Issued:
Cash advance companies and lenders in Arkansas can lend a maximum amount of $400 in cash advance funds.

Length of Payday Loan Term:
A payday loan term can range from 6 to 31 days in Arkansas.

Cash Advance Loan Extensions:
Rollovers and extensions on check cash advance loans are not permitted in Arkansas.

Payday Loan Fees and Additional Charges:
Payday lenders in Arkansas are allowed to charge a maximum of 10% or $25 of the payday loan amount. Apart from a $5 ID card fee, payday loan companies cannot attach additional fees in excess of $10.

Cash Advance Fee Schedules and Annual Percentage Rate (APR):
A $100 cash advance loan with a 14 day loan term will have a finance charge of $22.22 and an APR of 579%.

Cash Advance Directory


Company: American Check Cashiers
Street Address: 2516 E Harding Ave B
City: Pine Bluff
State: AR
Zip: 71601
Phone: [870] 534-0200

Company: Chex-2-Cash Inc
Street Address: 1011 Central Ave
City: Hot Springs
State: AR
Zip: 71901
Phone: [501] 623-0623

Company: Chex-2-Cash Inc
Street Address: 1360 S Constitution Ave
City: Ashdown
State: AR
Zip: 71822
Phone: [870] 898-6443

Company: Joseph Owasoyo
Street Address: 2803 S Willow St
City: Pine Bluff
State: AR
Zip: 71603
Phone: [870] 536-3675

Company: First American Cash Advance
Street Address: 2600 N West Ave Ste E
City: El Dorado
State: AR
Zip: 71730
Phone: [870] 881-9019


Click here for more Arkansas cash advance companies.

Debt Management Directory


Company: Avis Budget Group Inc
Street Address: 2518 E Harding Ave
City: Pine Bluff
State: AR
Zip: 71601
Phone: [870] 541-9090

Company: Pride Inc
Street Address: 1210 S Cherry St Ste 3
City: Pine Bluff
State: AR
Zip: 71601
Phone: [870] 535-3925

Company: Payday Money Store
Street Address: 4703 Dollarway Rd
City: Pine Bluff
State: AR
Zip: 71602
Phone: [870] 536-1211

Company: Becker Financial Advisors
Street Address: 503 Robin Rd
City: Pine Bluff
State: AR
Zip: 71602
Phone: [870] 267-1584

Company: Pine Federal Credit Union
Street Address: 5100 Jefferson Pkwy
City: Pine Bluff
State: AR
Zip: 71602
Phone: [870] 247-5100


Click here for more Arkansas credit card debt management companies.
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